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United States Bankruptcy Court Southern District of New York

In Re: Laura Marcela Pignataro a/k/a Marcela Pignaturo a/k/a Laura Molina – Case No. 22-22276-shl

Two Family Home

20 Kings Ferry Road, Montrose, Westchester County, NY 10548

  • Located within Cortlandt Township
  • 1,300 sq ft two-family colonial style home
  • 2 living units in the main home
  • Detached 2-car garage w/ potential apartment above

First Floor:

  • 750 Sq Ft living space
  • 2 bedrooms & 1 bathroom
  • Kitchen
  • Living Room
  • Access to Yard
  • Believed to be Month to Month at $1,850 Per

Second Floor:

  • 550 Sq Ft living space
  • 1 bedroom & 1 bathroom
  • Kitchen
  • Living Room


  • Full And Unfinished
  • Bilco Door Access
  • Utilities and Storage

Additional Information:

  • Section: 54.8-3-64
  • Lot Size: .23 Acres (9,940 Sq Ft)
  • Year Built: 1953
  • fuel: Oil
  • Heat: Baseboard
  • 2 Oil Tanks & 2 Boilers
  • Washer and dryer in the basement of the main home
  • Each unit in main home has an independent boiler and oil tank
  • 3 Electric meters
  • Annual Real Estate Tax: $10,693.92
  • Home will NOT be Delivered Vacant
  • $410,000 Minimum Bid



Bidding is available by computer or download of the Maltz Auctions App on the App Store or Google Play

  Pre-Registration Required to Bid. You Must send in signed Terms & Conditions of Sale, signed Online Bidding Form and a deposit (cashier’s check only) to be approved for bidding.

Viewing: Scheduled Upon Request.

Pre-Registration Required to Bid:  You must send in signed Terms & Conditions of Sale, signed Online Bidding Form, and a $35,000 deposit to be approved for bidding.

Auction Date: Online-Only Bidding will open Monday, March 11, 2024 and is scheduled to close on Wednesday, March 13, 2024 at 1:00 PM.  Visit RemoteBidding.MaltzAuctions.com or download the Maltz Auctions App on the Apple Store or Google Play.

Bidding Process: If a bid is placed with less than one minute remaining, the bidding period will be extended so one minute remains for competing bids to be entered.  If any further bidding occurs, the extension timer will reset to one minute.  Once no further bidding activity occurs, the sale closes when the time runs out.

Terms & Conditions of Sale: A $400,500 bid has been received and accepted, subject to higher bids at the auction, with the next acceptable bid to be in the amount of $410,000.  The Real Property will be sold free and clear of any and all monetary liens.  In order to register to bid, all prospective bidders must Deliver a cashier’s check in the amount of $35,000 made payable to “Penachio Malara LLP”, signed Terms & Conditions of Sale, and signed Online Bidding Form to Maltz Auctions at 39 Windsor Place, Central Islip, NY 11722 before Tuesday, March 12, 2024 at 4:00 pm.  Please download the complete Terms & Conditions of Sale.

Buyer’s Premium: A Six percent (6%) Buyer’s Premium will be added to the Successful Purchaser’s high bid to determine the contract price to be paid by the Successful Purchaser.

Buyer Broker Participation: A two percent (2%) commission will be paid to any properly licensed Buyer Broker who registers a successful buyer in accordance with the Buyer Broker guidelines.

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Penachio Malara LLP, Attorneys for Debtor and Debtor-in-Possession
Richard B. Maltz, Auctioneer
Richard B. Maltz, Licensed Real Estate Broker

The Real Property is being sold “AS IS” “WHERE IS”“WITH ALL FAULTS”, without any representations, covenants, guarantees or warranties of any kind or nature, and free and clear of any liens, claims, or encumbrances of whatever kind or nature, with such liens, if any, to attach to the proceeds of sale in such order and priority as they existed immediately prior to the Closing, and the sale of the Real Property is subject to, among other things (a) any state of facts that an accurate survey may show; (b) any covenants, restrictions and easements of record; (c) any state of facts a physical inspection may show; (d) any building or zoning ordinances or other applicable municipal regulations and violations thereof; and (e) environmental conditions. By delivering their respective Deposits, all Bidders acknowledge that they have had the opportunity to review and inspect the Real Property, the state of title thereof and laws, rules and regulations applicable thereto, and will rely solely thereon and on their own independent investigations and inspections of the Real Property in making their bids. Neither Maltz, the Seller nor any of their collective representatives makes any representations or warrantees with respect to the permissible uses of the Real Property including, but not limited to, the zoning of the Real Property.  All Bidders acknowledge that they have conducted their own due diligence in connection with the Real Property and are not relying on any information provided by Maltz, the Seller, or their professionals.  The Real Property will be sold subject to any and all violations or conditions requiring corrective action.  The information contained herein was derived from sources deemed reliable, but is not guaranteed.  Most of the information provided has been obtained from third-party sources and has not been independently verified.  It is the responsibility of the Buyer to determine the accuracy of all components of the sale and Property.  Each potential bidder is responsible for conducting his or her own independent inspections, investigations, inquiries, and due diligence concerning the Property, including without limitation, environmental and physical condition of the Property.  All prospective bidders are urged to conduct their own due diligence prior to participating in the Public Auction.  Bid rigging is illegal and suspected violations will be reported to the Department of Justice for investigation and prosecution.